Your Personal Banking needs are extremely important to you and your life. From saving for retirement, buying a new car, or paying your bills online—we understand that your money matters to you. With a full range of products and services, you can count on us to take care of your personal banking needs.
At POINTWEST Bank, our customers come first. That’s why we have designed a variety of accounts to fit all your banking needs. Opening an account is easy, contact any of our branches and speak with a customer service representative to open your account today.
Go Green Checking
- UNLIMITED Check writing
- UNLIMITED Debit Card usage
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- Stash The Cash! Automatic savings plan available
- Customized In-House checks available
- Mobile Deposit Available
- Bill Pay Available
- Instant Issue MasterCard® Debit Card available
- Paper statements available – additional fee applies
- Must maintain a $100 daily balance to not receive a service charge
- Non-Interest bearing account
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $100 minimum to open
POINTWEST Checking1
- UNLIMITED Check writing
- UNLIMITED Debit Card usage
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- FREE Paper statements with images
- Stash The Cash! Automatic savings plan available
- Customized In-House Checks available
- Mobile Deposit Available
- Bill Pay Available
- Instant Issue MasterCard® Debit Card available
- Non-Interest bearing account
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $100 minimum to open
- Must maintain a $1,000 daily balance to not receive a service charge
Campus Checking Ages 14-25
- UNLIMITED Check writing
- UNLIMITED Debit Card usage
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- Customized In-House Checks available
- Mobile Deposit Available
- Bill Pay Available
- Stash The Cash! Automatic savings plan available
- Paper statements available – additional fee applies
- Must maintain $25 daily balance to not recieve a service charge
- Instant Issue MasterCard® Debit Card available
- Interest bearing account with competitive interest rate
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $50 minimum to open
POINTWEST 50+ Checking1
- UNLIMITED Check writing
- UNLIMITED Debit Card usage
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- FREE Notary Service
- FREE Travelers Checks
- FREE Cashiers Checks
- FREE Paper statements with images
- Safe Deposit Box (1st year free, personal size only, auto charge required)
- Customized In-House Checks available
- Mobile Deposit Available
- Bill Pay Available
- Stash The Cash! Automatic savings plan available
- Instant Issue MasterCard® Debit Card available
- Non-Interest Bearing Account
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $100 minimum to open
- Must maintain a $500 daily balance to not receive a service charge
NOW Interest Checking 1
- UNLIMITED Check writing
- UNLIMITED Debit Card usage
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- FREE Paper statement
- Stash The Cash! Automatic savings plan available
- Customized In-House Checks available
- Mobile Deposit Available
- Bill Pay Available
- Instant Issue MasterCard® Debit Card available
- Interest Bearing account with competitive interest rate
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $100 minimum to open
- Must maintain a $1,500 daily balance to not receive a service charge
Tiered Money Market1 2
- Tiered as follows:
- $500.00 – $2,499.00
- $2,500.00 – $9,999.00
- $10,000.00 – $24,999.00
- $25,000.00 and above
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- FREE Paper statement
- Unlimited deposits.
- Withdrawals and transfers limited by Federal Regulation
- Customized In-House Checks available
- Mobile Deposit Available
- Bill Pay Available
- Instant Issue MasterCard® Debit Card available
- Interest Bearing account with competitive interest rate
- Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, and Garmin Pay
- $2,500 minimum to open
- Must maintain a $1,500 daily balance to not receive a service charge. No interest paid if daily balance is under $500.
Online Money Market Account1 2
- Tiered as follows:
- $1,000.00 – $2,499.00
- $2,500.00 – $9,999.00
- $10,000.00 – $24,999.00
- $25,000.00 and above
- FREE Online Banking
- FREE Mobile Banking
- FREE Bank-By-Phone Service
- FREE eStatements
- Unlimited deposits
- All transfers must be made online
- Interest Bearing account with competitive interest rate
- Mobile Deposit Available
- Bill Pay Available
- $5,000 minimum to open
- Must maintain $1,000 daily balance to not receive a service charge. No interest paid if daily balance is under $500
1Minimum balance required. 2Withdrawals and transfers limited by Federal Regulation.
MasterCard® is a registered trademark of MasterCard. All rights reserved.
POINTWEST Bank has designed savings accounts to help you achieve your savings and retirement goals.
POINTWEST Savings
- FREE Online Banking
- FREE Mobile Banking
- FREE E-Statements
- FREE Bank-By-Phone service
- Minimum balance required
- Competitive interest rate
- $100 minimum to open
- Must maintain a $100 daily balance to not receive a service charge
Young Savers Savings Account1 Ages 5-13
- $10.00 to open
- FREE Online Banking
- FREE Mobile Banking
- FREE eStatements
- FREE Bank-By-Phone service
- No monthly service charge
- No minimum balance requirements
- Competitive interest rate
- Money Matching Days2
1Withdrawals and transfers limited by Federal Regulation. 2$5.00 maximum matched per matching day.
Whether you are looking for a Certificate of Deposit Product to help you meet your financial goals or an Individual Retirement Plan to build your retirement fund, we have the product to fit your need along with a knowledgeable staff to get you started.
Certificates of Deposit CDs
POINTWEST Bank offers a variety of CD products to meet your financial needs. Speak with one of our knowledgeable account representatives today for current rates and more information on how we can help you reach your financial goals.
Individual Retirement Accounts IRAs
POINTWEST Bank helps you build your retirement savings by offering tax-advantaged Individual Retirement Accounts.
Traditional IRA
- Your money grows on a tax-deferred basis
- You make contributions to your IRA and you may be able to deduct them on your taxes
- Please contact your tax advisor to determine which option is most suitable for your situation
Roth IRA
- Roth IRAs are tax-free, which is even better than tax deferred
- Flexibility to withdraw some of your money before you hit your golden years
- Please contact your tax advisor to determine which option is most suitable for your situation
Rollover IRA
- If you’ve changed jobs and have money from your previous employer’s 401(k) plan, and you need to put it somewhere quickly, a Rollover IRA is one good option.
REPORT A LOST OR STOLEN DEBIT CARD
During Office Hours:
(254) 826-5333 – West
(254) 666-7333 – Hewitt
(254) 836-8233 – China Spring
After Office Hours:
1 (800) 264-4274
24-Hour Bank-By-Phone
1 (855) 482-6900
Contact POINTWEST Bank
Branch Locations