CDs & IRAs

Personal

CDs & IRAs

Whether you are looking for a Certificate of Deposit Product to help you meet your financial goals or an Individual Retirement Plan to build your retirement fund, we have the product to fit your need along with a knowledgeable staff to get you started.

Certificates of Deposit CDs

POINTWEST Bank offers a variety of CD products to meet your financial needs. Speak with one of our knowledgeable account representatives today for current rates and more information on how we can help you reach your financial goals.


Individual Retirement Accounts IRAs

POINTWEST Bank helps you build your retirement savings by offering tax-advantaged Individual Retirement Accounts.

Traditional IRA

  • Your money grows on a tax-deferred basis
  • You make contributions to your IRA and you may be able to deduct them on your taxes
  • Please contact your tax advisor to determine which option is most suitable for your situation

Roth IRA

  • Roth IRAs are tax-free, which is even better than tax deferred
  • Flexibility to withdraw some of your money before you hit your golden years
  • Please contact your tax advisor to determine which option is most suitable for your situation

Rollover IRA

  • If you’ve changed jobs and have money from your previous employer’s 401(k) plan, and you need to put it somewhere quickly, a Rollover IRA is one good option.